Sunday, September 4, 2016

Almost sucked in!

     I stare at my mailbox in the lobby.  I check it two, three times a week.  It's either something I can't afford (a cruise ship booklet- I'm still on their mailing list after 30 years, OR no interest for six months if I buy over $299 @ Home Depot, a fridg, or dryer, or cord of lumber, some such, OR, New York Times weekend edition ONLY $2.99 (I live in LA guys).
OR BILLS.
I see a letter...from the bank.  Not again.  Didn't I just pay you guys?
But no, I've been granted a higher credit amount on my credit card!!!
Wow, that was nice of them.  For an instant I feel excited, proud of myself.
But...WAIT!  A bank being nice to me.  What am I thinking?  It's harder than hell to pay off the interest they charge now.  I pay $200 on it, they take off $30 from the principle.  (Pay the minimum I'll have it paid off 2032) So now they're encouraging me to spend MORE.  (We need a few months of no interest to pay some of this off...I do anyway.)
I think it's just a tease.  To grab more of my hard earned Social Security.   Like at the Globe up on Broadway.  There I don't have to pay for decades.  I get the pay off right away!!!

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